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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

Emergency Service Organization

Helping you save more than lives Download the ESO Safety Group brochure.

Emergency Service Organization (ESO) works through VFIS of Texas/Regnier & Associates, the leading insurer of emergency services organizations in the state. Texas Mutual Insurance Company is a leading writer of safety groups for workers’ compensation. Working together makes the ESO/Texas Mutual® Safety Group an unbeatable combination of strength and value.

For more information about ESO, visit www.esowcgroup.com


Dividend history
Year Dividend
2002 $28,712
2003 $57,081
2004 $92,762
2005 $80,474
2006 $74,311
2007 $77,256
2008 $51,257
2009 $53,479
2010 $65,456
2011 $90,470
Total $671,258

Please note that Safety Groups reach 100 percent of their dividend potential in their third year.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

Qualifying class codes
Qualifying class codes included in ESO are 7704 and 7720.

Contact information
For more information about ESO, contact Barbara Marzean of Regnier & Associates Inc. at bmarzean@vfistx.com or (512) 448-9928.

For more information about Safety Groups, contact a Texas Mutual® representative at (800) 859-5995.

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