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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

Lone Star Auto Dealers

Put your premiums in  
reverse Download the LSA Safety Group brochure.

The Lone Star Auto Dealers (LSA) workers' compensation model comes fully loaded at no extra charge. LSA Safety Group members get a premium discount based on an estimate of the group’s total written premium, an industry-specific safety plan, and potential individual and group dividends.*

Any licensed Texas agent can submit qualifying clients for group membership. Agents who work with Safety Groups can increase their market share, generate higher premium volumes, maintain renewal stability, and score points with their clients by helping them save money.


Dividend history
Year Dividend
2002 $32,807
2003 $49,513
2004 $109,245
2005 $262,472
2006 $773,720
2007 $985,520
2008 $842,457
2009 $801,625
2010 $856,859
2011 $398,186
Total $5,112,404

Safety Groups reach 100 percent of their dividend potential in their third year.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

Qualifying class codes
Qualifying class codes included in Lone Star Auto Dealers are 8391 and 8748.

Contact information
For more information about the Lone Star Auto Dealers group, visit www.lonestarautodealers.com, or contact Brad Wicker at wicker-parker@nts- online.net or (325) 437-0677.

For more information about Safety Groups, contact a Texas Mutual® representative at (800) 859- 5995.

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