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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

NFIB Construction

Download the NFIB Workers' Compensation Safety Group brochure.

The National Federation of Independent Business (NFIB) and Texas Mutual Insurance Company have teamed up to create the NFIB Construction Safety Group. Like all Texas Mutual® Safety Groups, this safety group offers potential premium savings and dividends on workers' compensation insurance.

The NFIB construction Safety Group is open to qualifying NFIB members. Click here for the NFIB membership application.


Dividend history
Year Dividend
2003 $38,288
2004 $82,184
2005 $125,446
2006 $302,815
2007 $236,117
2008 $514,649
2009 $918,816
2010 $693,148
2011 $450,058
2012 $984,708
Total $4,346,229

Safety Groups reach 100 percent of their dividend potential in their third year.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

Qualifying class codes
Qualifying class codes included in NFIB Construction are:
3724*, 3726*, 5022*, 5040*, 5070, 5102*, 5183*, 5190*, 5200*, 5213*, 5220, 5348*, 5403, 5437, 5462, 5479, 5506*, 5536, 7600*, 7602*, 8018*

*May have additional limitations. Call Texas Mutual at (800) 859-5995 for details.

Contact information
For more information about the NFIB Construction Safety Group or other NFIB Safety Groups (NFIB-Wholesale/Retail and NFIB-Manufacturing), contact Tim Sekiya at tim.sekiya@nfib.org, or call (512) 476-9847.

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