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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

NFIB Wholesale/Retail

Stronger Together Download the NFIB Safety Group brochure.

The National Federation of Independent Business (NFIB) and Texas Mutual Insurance Company have created three Safety Groups for NFIB members in the following industries: Wholesale/Retail, Manufacturing, and Construction. Like all Texas Mutual® Safety Groups, this safety group offers potential premium savings and dividends on workers’ compensation insurance.

The NFIB wholesale/retail Safety Group is open to qualifying NFIB members. Click here for the NFIB membership application.


Dividend history
Year Dividend
2006 $160,210
2007 $353,072
2008 $303,863
2009 $288,779
2010 $215,438
2011 $267,364
Total $1,588,726

Safety Groups reach 100 percent of their dividend potential in their third year.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

Qualifying class codes
Qualifying class codes included in NFIB Wholesale/Retail are:
2688*, 5192, 5491, 8006, 8008, 8013, 8017*, 8018*, 8032, 8033, 8034, 8039, 8045, 8047, 8058, 8107, 8231*, 8754

*Bold numbers with asterisks may have additional limitations. Call Texas Mutual at (800) 859-5995 for details.

Contact information
For more information about NFIB Wholesale/Retail Safety Group or other NFIB Safety Groups (NFIB-Construction and NFIB-Manufacturing), contact stephanie.vincent@nfib.org, or call (512) 476-9847.

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