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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

Texas Restaurant Association

Download the Texas Restaurant Association Workers' Compensation Safety Group brochure.

The Texas Restaurant Association (TRA) is the largest state restaurant association in the United States. Texas Mutual Insurance Company is the state’s leading writer of safety groups for workers’ compensation.

Working together makes the TRA/Texas Mutual® Safety Group an unbeatable combination of strength and value. TRA members retain their own experience modifier, earn a premium discount based on the group’s total premium, and may also qualify for a Texas Mutual® individual dividend and group dividend.*


Dividend history
Year Dividend
1999 $137,908
2000 $38,367
2001 $100,124
2002 $181,658
2003 $523,000
2004 $715,423
2005 $1,294,675
2006 $2,112,299
2007 $2,604,861
2008 $3,162,738
2009 $2,944,577
2010 $2,130,561
2011 $1,387,241
2012 $1,888,119
Total $19,221,551

Please note that Safety Groups reach 100 percent of their dividend potential in their third year.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

Qualifying class code
The qualifying class code for TRA membership is 9079.

Contact information
For more information about the Texas Restaurant Association, contact Scott Lea at slea@tramail.org, or call (512) 457-4100 or (800) 395-2872.

For more information about Safety Groups, contact a Texas Mutual® representative at (800) 859-5995.

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