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Agent's Guide to Workers' Comp

A complete overview of workers' comp in general and working with Texas Mutual in particular.

Texas Oil & Gas Association

Download the Texas Oil & Gas Association Workers' Compensation Safety Group brochure.

Texas Oil & Gas Association (TxOGA) is the oldest and largest state organization representing petroleum interests, and it continues to serve as the only organization in the state that embraces all segments of this industry.

Texas Mutual Insurance Company is the state’s leading writer of safety groups for workers’ compensation. Working together makes the TxOGA/Texas Mutual® Safety Group an unbeatable combination of strength and value.


Bob Barnes (left), chairman of Texas Mutual's board of directors; and Ron Wright, president of Texas Mutual; present a dividend check to Jim Sierra, TxOGA vice president for financial affairs.

Dividend history
Year Dividend
2001 $4,681
2002 $14,485
2003 $138,000
2004 $245,320
2005 $1,355,509
2006 $1,789,062
2007 $1,752,338
2008 $2,903,340
2009 $4,537,879
2010 $3,566,002
2011 $1,781,934
2012 $449,556
Total $18,538,106

Please note that safety groups reach 100 percent of their dividend potential in their third year.

Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.

Qualifying class codes
1321, 3111*, 3126*, 3365*, 3719*, 6202, 6203, 6204*, 6206, 6213, 6216, 6219*, 6233, 6237, 6238, 7219*, 7515, 8107*, 8113, 8601, 8606*, 9014*

*This class code has limitations. Call Texas Mutual at (800) 859-5995 for more information.

Contact information
For more information about TxOGA, contact Jim Sierra at the TxOGA Insurance Agency Inc. at jsierra@txoga.org or (512) 478-6631.

For more information about Safety Groups, contact a Texas Mutual® representative at (800) 859-5995.

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