| |
Small Business Injury
Protection Plan (SBIPP) |
Cornerstone® Program |
Start Program |
| |
| Eligibility |
| |
Applicants with an estimated (rate tier x payroll) premium of $5,000 or less |
Applicants with an estimated (rate tier x payroll) premium of $5,000 or more |
Applicants with a poor loss history, inadequate safety program or uncontrolled catastrophic exposure |
| |
| Application forms |
| |
ACORD® 130 |
ACORD® 130 |
ACORD® 130 and Start Supplemental Application |
| |
| |
Other forms as needed |
Other forms as needed |
Other forms as needed |
| |
| Additional coverage |
| |
- Increased limits for employer liability ($1,000,000 maximum)
- USL&H and maritime
|
- Increased limits for employer liability ($1,000,000 maximum)
- USL&H and maritime
|
- Increased limits for employer liability ($500,000 maximum)
- USL&H and maritime
|
| |
|
|
|
| |
| Retros |
| |
Not available |
Available on a limited basis |
Available on a limited basis |
| |
| Group purchase programs |
| |
Available through qualifying purchasing groups |
Available through qualifying purchasing groups |
Not available |
| |
| Deductibles |
| |
Not available |
Deductible policies available per manual and negotiated |
Deductible policies available per manual and negotiated |
| |
| Application submissions |
| |
Internet Quoting |
Internet Quoting |
|
| |
By e-mail at apps@texasmutual.com
|
By e-mail at apps@texasmutual.com |
By e-mail at apps@texasmutual.com |
| |
Texas Mutual Insurance Co.
SBIPP Underwriting
P.O. Box 12058
Austin, Texas 78711-2058 |
Texas Mutual Insurance Co.
Underwriting
P.O. Box 12058
Austin, Texas 78711-2058 |
Texas Mutual Insurance Co.
Start Underwriting
P.O. Box 12058
Austin, Texas 78711-2058 |
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