| Wokers' comp |
Group health |
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Employees automatically covered under the policy
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Employees individually enrolled
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Insurance carrier maintains a list of job types and payroll dollars
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Insurance carrier maintains a list of covered employees
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Reimbursement for treatment based on reasonable and necessary care directly related to the injury
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Reimbursement for treatment typically based on inclusions or exclusions
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No co-pay or deductible
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Typically includes a co-pay and/or deductible
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