IMPORTANT NOTICE: Texas Mutual^® technicians will perform routine system maintenance all day on Sunday, May 18th. During this time, our website and online services (including Internet Quoting, interim reporting, and First Report of Injury) may be unavailable. All systems will be available again on Monday, May 19th at 6 a.m. Thank you for your patience during this time.

Dividend History

Texas Mutual Insurance Company has awarded over $445 million in dividends* to qualifying policyholders, including a company record of approximately $125 million in 2007.

Registered users of our website may view their dividend reports through our Texas Mutual^® online services. To become a registered website user, click here, and complete the online application.

Policyholders and agents should note that Texas Mutual^® policyholder dividends differ from dividends offered by publicly held corporations. When a public company pays dividends, all of its stockholders usually receive a dividend, based on the number of shares they own.

Texas Mutual Insurance Company is not a publicly owned corporation. We cannot guarantee dividends, nor can we pay dividends to all policyholders. For example, state law prohibits us from offering dividends to policyholders enrolled in our Start program (insurer of last resort). Our individual dividend plans also exclude policyholders whose loss ratios do not meet the minimum requirements or whose policy dates do not meet the plan’s timeframe.

Our individual dividend plans include an annual component and a retention component. The annual component is for qualifying policyholders with policies that expired in the previous year. The retention component rewards qualifying policyholders for up to five consecutive years of low claim loss experience, ending with the policy that expired the previous year.

The 2007 individual dividend plan included a special dividend. The special dividend was the result of our excellent financial results in 2006. The plan also included a early qualifier dividend, which shortened the time that new policyholders had to wait for their first dividend.

Finally, our purchasing group dividend programs are separate from our individual dividend plans. Many Texas Mutual^® policyholders received a group dividend and an individual dividend.

*NOTE: Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividend plans.

Dividend press release
Factsline announcement to agents

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Texas Mutual^® is a registered service mark of Texas Mutual Insurance Company.