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Winter 2005


Ken Lauber is vice president of field operations at Texas Mutual Insurance Company.
Ken Lauber is vice president of field operations at Texas Mutual Insurance Company.

Ken's Corner
Stability in a Soft Market

The soft market has finally arrived. As carriers return to Texas to compete for your hard-earned business, remember why you place your trust in Texas Mutual Insurance Company.

Most importantly, we are financially stable. Last year, we wrote a company record $716 million in premium and provided coverage for over 40,000 Texas businesses and their 714,000 employees. Our $1 billion policyholders’ surplus means that unlike many carriers, we will be here for you and your clients regardless of market conditions.

When we succeed, we share our good fortune with loyal customers. We have returned over $220 million in dividends to qualifying policyholders over the past seven years. This year, we returned over $50 million in individual dividends and another $6.2 million in purchasing group dividends.

Potential dividends are a great incentive for employers to stay with Texas Mutual Insurance Company, but we know that your clients count on us for much more. We work hard to deliver the services that matter most to them.

Our three teams of investigators fight fraud and save money for honest employers. Our loss prevention consultants and interactive online tools help employers make their workplaces safer. Our nurses, case managers and rehabilitation coordinators control claim costs and enable us to offer competitive pricing.

The Texas Mutual® mission is unique in today’s soft market. Profits do not drive our bottom line. We are here to provide a stable, competitive source of workers’ compensation insurance in Texas. Other carriers may come and go, but we’re here for you and your clients now and on down the road.



MUTUAL INTERESTS - WINTER 2005
Agents to Play Key Role in Offering Network Option
CompGroup AGC Offers Safe Bet for Contractors
Health Care Network Popular Topic at AAC Meeting
Texas Mutual Unveils New Online Tools
Ken's Corner

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Texas Mutual® is a registered service mark of
Texas Mutual Insurance Company.