Fall 2006

Ken Lauber is vice president of field operations at Texas Mutual Insurance Company.

Ken's Corner
A Home for Your Large Accounts

All accounts are not created equal. Don’t get me wrong; Texas Mutual Insurance Company works hard to exceed every policyholder’s expectations.

We know, however, that large accounts have unique needs. That’s why we deliver customized service plans for your clients with premiums over $200,000. Strong relationships are the cornerstone of our large-account initiative.

We provide large accounts with a single point of contact for questions. We also assign a dedicated large-account underwriter and loss prevention consultant. The underwriter ensures consistent pricing. The loss prevention consultant conducts physical inspections and helps the policyholder evaluate their safety program and analyze their loss trends. Both work through you to build a long-term relationship with the policyholder.

Our online services make it easy for you to service your large accounts. You and your clients can create custom loss run reports, analyze loss trends, get free safety training material, make interim reporting payments and get more information about our workers’ comp health care network option.

Most policyholders who choose the network option will receive a 12 percent annual network premium discount. On a $200,000 account, that equates to as much as $24,000 in savings. More importantly, the network option gives us another tool for getting injured workers well and returning them to productive employment in a timely manner.

Our individual and purchasing group dividend programs reward loyal policyholders whose low claim losses contribute to our success.* Dividends are a tool for returning premium to our policyholders and retaining their business. I invite you to use our dividend reports tool to review your clients’ personal dividend history.

Agents and their clients appreciate our efforts. We are a major large-account writer in Texas. If you want to place your clients with a carrier that is financially stable and devoted to exceeding your large accounts’ unique needs, we want to hear from you.

*Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.

MUTUAL INTERESTS - Fall 2006
TRA Group Serves Buffet of Benefits for Agents and Their Clients
Texas Mutual Rolls Out Agent Network Support Program
Underwriting & Actuarial Services Fills Key Positions
Purchasing Group News
Texas Mutual Pays Hard Cash in Soft Market
Policy Issuance Notification by Email Now Available
Ken's Corner

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Texas Mutual Insurance Company.