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Spring 2007


Ken Lauber is vice president of field operations at Texas Mutual Insurance Company.
Ken Lauber is vice president of field operations at Texas Mutual Insurance Company.

Ken's Corner
Overcoming barriers to success

A recent industry survey revealed the most significant challenges that independent insurance agencies face. Near the top of the list were attracting new customers and retaining existing customers. Texas Mutual Insurance Company delivers services that help you overcome both hurdles.

Any good salesperson knows that the price has to be right if you want to get a potential customer’s attention. Our competitive pricing and discount programs make us an attractive option for employers who want to control their workers’ compensation costs.

For example, most employers who choose our workers’ comp health care network save up to 12 percent on their premium. If they join a purchasing group, they may earn an additional discount based on the group’s premium volume. We are a leading writer of purchasing groups in Texas.

Once you’ve got the business in the door, you want to keep it there. Our financial stability, “zero tolerance for fraud” policy, safety services and dividend programs are valuable retention tools.

Last summer, about 74 percent of our policyholders qualified for a share of nearly $100 million of individual dividends. Over 3,800 agents shared the good news with their clients who received checks. We distributed over
$10 million more in purchasing group dividends. Both dividend distributions were company records.*

Texas Mutual Insurance Company understands the challenges of competing in today’s workers’ comp market. We want to help you succeed. Please contact your agency representative or the Agents Advisory Council (AAC) member in your area, and tell us how we can better serve you and your clients.

As always, we appreciate your business, and we will continue working hard to earn it.

*Past dividends are not a guarantee of future dividends, and the Texas Department of Insurance must approve all dividends.



MUTUAL INTERESTS - Spring 2007
Your Role in Fighting Premium Fraud
Red Flags for Premium Fraud
Subcontractors Leverage Purchasing Power
Purchasing Group News
Ken's Corner
Learn How to Increase Your Sales
Earn 3.5 CE Credits

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Texas Mutual® is a registered service mark of
Texas Mutual Insurance Company.