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Winter 2007


More Group Opportunities

Agents and their clients have two new opportunities to cash in on the benefits of group coverage.

The new Texas Automotive Purchasing Group is open to qualifying tire sales centers, general auto repair facilities, lube centers, auto parts stores, body shops, brake repair shops, automotive machine shops and radiator shops.

This fall, Texas Sign Association (TSA) Comp Group Inc. opened its doors to all licensed Texas agents and their qualifying clients. TSA is open to on-premise sign product manufacturers, sign supply distributors and associated sign service providers.

Agents who work with purchasing groups can increase their market share, generate higher premium volumes and maintain renewal stability. Their clients get a premium discount, an industry-specific safety plan, and potential group and individual dividends.*

Any licensed Texas agent can submit qualifying clients for consideration in either group.

Groups earn dividends

Texas Mutual Insurance Company has paid more than $10 million in group dividends in 2007. Group dividends are based largely on each group’s premium volume and loss ratio.

Simply put, groups that grow and control their losses improve their chances of qualifying for dividends.

Recent purchasing group dividends

Purchasing Group Dividend Cumulative
CompGroup AGC $2,960,537 $9,849,345 since 2002
Texas Restaurant Association $2,604,861 $7,710,797 since 1999
Lone Star Auto Dealers Association $985,520 $2,213,280 since 2002
Texas Green Industry $637,511 $1,007,130 since 2005
NFIB Manufacturing $95,808 $95,808 since 2007
Emergency Service Organization $77,256 $411,632 since 2002
Lone Star Energy $72,147 $120,320 since 2005
Texas Sign Association Comp Group Inc. $24,664 $44,920 since 2006
Texas Lumber and Wood Products $6,750 $6,750 since 2007

*Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.

Purchasing groups reach 100 percent of their dividend earning potential in their third year.



MUTUAL INTERESTS - Winter 2007
Purchasing Group Spotlight: TGI Members Keep More Green Stuff
Reminders
More Group Opportunities
Ken's Corner: You Asked, We Delivered
Texas Mutual Expands Network Service Areas
Workshops

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