| Winter 2008
|
Ken Lauber is vice president of field operations at Texas Mutual Insurance Company. |
Ken's Corner
Your Values Are Our Values
Agents can afford to be choosy these days. The workers’ comp market is soft, and carriers are competing hard for your business.
Competitive pricing and quality claim service are the two most important qualities you look for in a carrier, according to a survey sponsored by the Insurance Journal. It is no surprise that you have made us your leading choice for workers’ compensation insurance.
We start by delivering some of the most competitive pricing in the industry. From there, we offer 27 Safety Groups to help your clients reduce their premium. Most clients can earn an additional 12 percent annual discount by enrolling in our workers’ comp health care network.
But we don’t just give discounts; we give money back when financial conditions allow.
We have paid more than $595 million in dividends since 1999, including a company record of approximately $150 million this year, to policyholders who share our commitment to workplace safety. Many policyholders have used their dividend to offset the following year’s premium.
We keep working for your clients after we get your business in the door. Our claim professionals are committed to ensuring that injured workers get quality care and return to the job. Policyholders who enroll in our network benefit from additional claim management services.
Injured workers who are covered by a network policy are treated by a select panel of doctors and specialists who understand the dynamics of workplace injuries. Network doctors work closely with case managers to identify return-to-work opportunities.
Before I sign off on my last column of the year, I want to thank you for trusting Texas Mutual with your clients’ business. We value your partnership. If there is anything we can do to better serve you, please let us know.
MUTUAL INTERESTS - Winter 2008
Workers' Comp: In or Out?
We Make Your Job Easier
Ken's Corner: Your Values Are Our Values
Score Lower Premiums for Your Recreation Clients
Dividends Reward New Policyholders
Reminders
Earn 3.5 CE Credits