Purchasing Groups
Group purchase plans allow employers to enjoy premium discounts and customized safety services.
For more information on purchasing groups, download the brochures below.
| Group | Description | Workers' Comp Class Codes | Contact |
| CompGroup AGC | General and specialty contractors | Most construction classifications | Email Julie Schatz
, or call (800) 406-9614. |
| Emergency Service Organization | Emergency (fire truck and ambulance) | 7704, 7720 | Email Barbara Marzean, or call (512) 448-9928. |
| Hospitals of Texas | Hospitals | 8833, 9040 | Email Barry Couch, or call (888) 665-1539 |
| Lone Star Auto Dealers | Franchised auto, truck, RV, boat and motorcycle dealerships | 8391, 8748 | Email Brad Wicker or Judy Parker, or call (325) 437-0677 |
| Lone Star Energy | Butane/propane gas operators and dealers | 7219, 8350, 8387 | Email Curtis Heptner, or call (940) 397-2771 or (940) 642-2548. |
| NFIB Construction | Artisan contractors | Most construction codes | Email Stephanie Vincent, or call (512) 476-9847 |
| NFIB Manufacturing | Manufacturing | Most light manufacturing codes | Email Stephanie Vincent, or call (512) 476-9847 |
| NFIB Wholesale/Retail | Retail and wholesale | Most retail and wholesale codes | Email Stephanie Vincent, or call (512) 476-9847 |
| Social Services Agencies of Texas | Social services; such as Head Start, Eldercare, YMCA, etc. | 8868, 9063, 9101, 8742, 7380, 8832, 8810, 8809 | Email Priscilla Archer, or call (800) 761-7072 ext. 1313 |
| Texas Apartment Association | Property and condo managers | 9015, 9032, 9052 | Email Michael Whorton, or call (512) 372-2245 or (800) 749-1772 |
| Texas Association of Manufacturers |
Manufacturing | Most manufacturing codes | Email Stacy Looney, or call (512) 906-2000 |
| Texas Automotive Purchasing Group | Tire sales centers, general auto repair facilities, lube centers, auto parts stores and body, brake repair, automotive machine and radiator shops | 3685*, 8387, 8391, 8809, 8810, 8742 | Email Shanan Wagoner, or call (800) 259-7196 or (210) 325-8220 |
| Texas Construction Association | Sub-contractors | Most construction codes | Email Gina O'Hara, or call (512) 330-9836, ext. 6324 |
| Texas Construction Supply | Supply yards, building material centers, and other wholesale/retail suppliers | 8058, 8106, 8234 | Email Gina O'Hara, or call (512) 330-9836, ext. 6324 |
| Texas Green Industry | Wholesale and retail nurseries, landscape contractors, growers, irrigation contractors and other green industry businesses | 0005, 0035, 0042, 5183, 8017, 8018, 9014 | Email info@hiallc.com, or call Susan Fox at (972) 512-7760 |
| Texas Home Builders | Most segments of the home-building industry | 5437, 5606, 8601, 8742, 8809, 8810, 9014, 9015 | Email info@hiallc.com, or call Anne Sheahen at (972) 512-7728 |
| Texas Lodging Group | Hotels, motels, bed and breakfasts, and hospitality groups | 9052, 9058 | Email Michael Gabrielson, or call (956) 668-3531 |
| Texas Lumber & Wood Products | Loggers, sawmills and most forms of wood products manufacturing | 2702, 2710, 2731, 2719, 2802, 2881, 6219 | Email tlwp@texcal-ins.com, or call (800) 423-3595 or (214) 697-4637 |
| Texas Machinery & Equipment Dealers | All machinery and equipment dealers | 8107 | Email Chris Roy, or call (972) 423-1010 |
| Texas Medical Group | Physician offices, home health care, nursing homes, outpatient care centers and more | 7720, 8017, 8018, 8045, 8047, 8828, 8829, 8832, 8833, 9052, 9040, 8868, 9101 - all related to medical risks only | Email Diannah Tatum, or call (806) 792-5564 |
| Texas Oil & Gas Association | Oil and gas | 1321, 6202, 6203, 6206, 6213, 6216, 6233, 6237, 6238, 7515, 8113, 8601 | Email Jim Sierra, or call (512) 478-6631. |
| Texas Petroleum Marketers & Convenience Store Association | Convenience store | 7219*, 8350 and 8006 | Email Duane Arbuckle, or call (800) 749-1733. |
| Texas Produce Association | Produce-related growers, shippers, distributors and material and service providers | 0008, 0016, 0079, 2105,8209 | Email Robert R. Garza, or call (956) 565-2481. |
| Texas Recreation Purchasing Group | Golf clubs, country clubs, health clubs, tennis clubs, fishing clubs, bowling centers and others in the recreation industry | 9016, 9060, 9061, 9063, 9093 | Email Kevin Daniel, or call (866) 579-3494. |
| Texas Restaurant Association | Restaurants | 9079 | Email Rick Madden, or call (512) 457-4100 or (800) 395-2872. |
| Texas Schools Group | Schools | 8868 and 9101 | Email Philip Bruce, or call (325) 673-6414 |
| Texas Sign Association Comp Group | On-premise sign product manufacturers, sign supply distributors and associated sign service providers | 3064, 9501 and 9552 Some businesses listed as 8017 and 8018 may also qualify. | Email Julie Schatz, or call (800) 406-9614 or (972) 770-4472.
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- Texas Mutual Insurance Company is the leading writer of group purchase programs in Texas.
- Purchasing groups offer an excellent way to increase your market share and develop a sound book of business.
- By partnering with the group, you can play a prominent role in developing or enhancing its loss prevention program. Texas Mutual Insurance Company will assign a loss prevention consultant, who is an expert in the group's common operations.
- Your Texas Mutual® regional marketing representative can give you a purchasing group application and help you set up a purchasing group.
- For more information about the Texas Mutual® group purchase programs, contact a marketing representative at (800) 859-5995.
The Texas Department of Insurance allows employers in similar businesses to form purchasing groups in order to reduce their workers' compensation insurance premiums. Group participation is limited to Texas employees as defined in the Texas Labor Code. Insurance agents play a key role in the formation of these groups. Agents who become involved in forming a purchasing group can also benefit from commissions generated from higher premium volumes and from vastly improved efficiency in their marketing efforts.
We sponsor workers' compensation insurance purchasing groups that offer policyholders a premium discount and access to our exceptional customer services.
Purchasing groups offer an excellent way to increase an agent's market share and develop a sound book of business. Similar to target marketing, purchasing groups give agents greater responsibility and control of their business by defining a market to be pursued.
Agents who work with purchasing groups often see their marketing efforts become more efficient as they build rapport with underwriters and loss prevention staff and make valuable contacts in the industries that make up their primary markets.
A purchasing group member is entitled to a premium discount which is based on an estimate of the group's entire written premium. For example, if a group is projected to generate $500,000 in annual premium, all policyholders in the group will receive the premium discount applied to the $500,000 premium level (10 percent) regardless of their individual premium size.
Group members also benefit from expert claim and loss prevention services. Texas Mutual Insurance Company will assign a loss prevention consultant who is or becomes an expert in the group's common operations. A safety plan is developed for the group and adopted by all members. The loss prevention consultant may speak at the group's association meetings or in other group settings.
Some agents begin by becoming involved with a professional association. Others start by developing their contacts in an area of their own professional expertise. As a list of potential clients develops, agents should watch for changes in regulatory requirements that affect the industries they are targeting. Insurance coverage is sometimes a sound way to address the uncertainties created by regulatory changes.
Most industries would benefit more from a structured loss prevention program. Make some calculations and work with a group representative as you research the group. Together, you can review the numbers and determine the benefits that group coverage offers. We require a minimum of $500,000 in annual premium to justify writing a group program. We take into consideration the estimated average premium of group members and the growth potential of the group in subsequent years if the initial premium is below this amount.
Open Groups vs. Exclusive Groups
In an open group, any agent can work with a client and submit the account to Texas Mutual Insurance Company, identifying it as a purchasing group account on the application. When agents submit an account for coverage with an open group, the writing agent receives the standard commission, and the client gets the group discount and potentially a group dividend.*
In exclusive groups, only the agent who creates the exclusive group may write business for that group.
Questions About Group Purchase Plans
Your regional marketing representative or purchasing group coordinator can answer your questions, provide a group purchase application and help you set up your group. For more information, call the Information Services Center at (800) 859-5995.