Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.
Texas Strong.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.
Texas Strong.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

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2025 Community Funding

As the state's leading provider of workers' compensation, we're dedicated to the strength and resiliency of Texas. To support our communities, businesses and working families, we're committing $8 million to nonprofits this year through two Request for Proposal (RFP) initiatives.

Learn more about 2025 community funding

Workers' comp protects Texas businesses

Why do 75,000+ Texas businesses of all sizes and industries trust Texas Mutual for workers’ compensation insurance? Our competitive premiums, health care network and dividend history help our policyholder owners protect their employees, control costs and boost their bottom line.

What is workers' comp?

Costs & benefits

What to expect

texas strong, texas safe
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Investing in the future

At Texas Mutual, we’re more than insurance – we’re a force for good. We’re committed to serving the businesses and employees who rely on us, our trusted agent partners and Texans across the state. From distributing $350 million in dividends to launching a first-of-its-kind disaster preparedness website, learn about what we accomplished in 2024 in our year in review and see how we’re maintaining stability in our financial report.

2024 Year in Review

2023 Financial Highlights (PDF 1 MB)

We're proud to be the leader in workers' compensation

Texas Mutual has been building a stronger, safer Texas for more than 30 years.

We're here to make workers' comp work for you.

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Business is better in Texas

Taking care of Texans

If an employee is injured on the job, they deserve prompt and compassionate care. At Texas Mutual, that’s what you can count on. Our claims adjusters are passionate about helping injured employees and their employers navigate the claims process.

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Join an upcoming event

Expand your workers’ compensation knowledge with Texas Mutual’s policyholder and agent education opportunities. With in-person and virtual options offered throughout the year, these sessions provide valuable insights and best practices to help you succeed. You can also explore the full schedule of events for policyholders and agents.

  • May 15th event

    Employer Seminar in Lubbock

    Policyholder event | In-person

    view
  • May 21st event

    Workers’ Comp Wednesday:
    Workers’ Comp Basics

    Agent event | Virtual

    view
  • June 4th event

    Workers’ Comp Wednesday:
    Entities

    Agent event | Virtual

    view