July 21, 2025

Texas Mutual distributes over $5.9M in safety group dividendsWorker in factory

Since 1999, we’ve been awarding our dedicated policyholders for their commitment to safety through our unique dividend program. In addition to general dividends, policyholders who are safety group members can also qualify for a group dividend if the group has a favorable loss history. We’re happy to share that year-to-date, 11 safety groups have received a combined $5,959,115 in dividends.

From January 1 through June 30, 2025, the following groups received a dividend:

  • ASG Safety Group
  • Lone Star Energy
  • Social Services Agencies of Texas
  • Texas Apartment Association*
  • Texas Cattle Feeders Association
  • Texas Church Group
  • Texas Home Builders
  • Texas Lumber & Wood Products
  • Texas Machinery & Equipment Dealers
  • Texas Oil & Gas Association
  • Texas Sign Association Comp Group

Safety group dividend amounts

Safety group dividends are evaluated once each year and are based on the group’s performance over the previous three years. The amount each individual group member receives depends on their company’s earned premium, safety record and the amount of time they’ve been in the group.

  • You can view historic dividend payouts for each safety group through our safety groups page.
  • If you belong to one of the groups listed above, you can view general and group dividend information in your Texas Mutual Online (TMO) account.
  • If you are an agent and have a Texas Mutual client in one of the groups listed above, you can view their general and dividend information in your TMO account.

Dividends are based on performance, are not guaranteed and must comply with Texas Department of Insurance rules.

Safety group membership

Texas Mutual currently works with 24 safety groups in more than 10 different industries. In addition to potential dividends, safety group members receive a discount of about 12% on their premium and have access to industry-specific safety resources.

Policyholders interested in joining a safety group should speak with their agent. Agents can use the class code search on our safety groups page to see what groups are available to your client.

*The Texas Apartment Association group is no longer active.

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