Workers' compensation protects your business even as it grows and changes through the year. Here's how we work with policyholders to provide the right protection all year long:
In the event of a workplace injury or illness, turn to Texas Mutual for support and assistance. When you report the injury online, it sets our claims process in motion. Our team of adjusters manages the care your worker needs, pays income benefits in a timely manner and helps your employee return to work as quickly as possible.
If you choose to participate in our health care network, your workers will have access to high quality, outcome-focused care. Our approach to claims handling prioritizes care and communication, which helps your employee recover and saves you money in the long run.
We work hard to help our policyholders prioritize workplace safety and avoid on-the-job accidents. But if the unthinkable happens and a worker is involved in a catastrophic incident, our commitment extends to eligible surviving family members.
In addition to burial and death benefits, we support the success of qualifying family members through the Texas Mutual scholarship program.
Workers’ compensation comes with built-in motivation to improve workplace safety. When we calculate your renewal premium, we’ll take your safety record into account by comparing your losses with those expected for a business with similar risks and payroll size. This means you could have the opportunity to reduce costs over time.
Developing key safety measures and utilizing our free safety resources can help you prevent many small to medium-sized claims, which can help you control costs. Frequent claims can affect your comparative losses more than a single, high-cost claim.
Texas Mutual provides the resources and support you need to understand workers' comp, manage it for your business and keep costs low. Our workplace safety expertise and commitment to fighting fraud empowers and protects our policyholders. We’re a team of real people who put Texans first each and every day. Never hesitate to get in touch and let us know how we can help you.
As you explore workers’ comp with your agent, be sure to ask if your business is eligible for safety group discounts, explore participation in our health care network and consider applying for a safety or wellness grant during the next cycle.
Becoming a policyholder with Texas Mutual is easy. Talk to your agent about adding workers’ compensation to protect your workers and your business.
Ask your insurance agent about workers' compensation with Texas Mutual. If you need help finding an agent, we can help you connect with one.