Workers' Compensation
Basics

We build a stronger, safer Texas by protecting your business and your biggest business asset — your people.

Protecting your people

Workers’ compensation is the only insurance that provides both medical and disability coverage for workers as well as legal protection for employers. At Texas Mutual, we offer competitive premiums along with cost-saving benefits, from dividends to our healthcare network to extensive safety expertise just for you.

What is workers’ compensation?

Explore costs & benefits

See what to expect

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Your partner in protection

For more than 30 years, we've helped Texas businesses protect their employees, control costs and build safer workplaces. Learn about the resources available to you and the purpose-driven organization behind them.