Just for Employers

Safety Groups for Employers

Join others in your industry to maximize savings 

We know that workers’ comp is one of many business expenses you have to consider. Joining a safety group can help you maximize your savings through premium discounts and group divdiends. 

The Texas Department of Insurance (TDI) allows employers in similar businesses to form safety groups, giving them group purchasing power to earn a discount. We have 28 groups that cover industries from agriculture to security.

get premium discounts and more

$7.8 million

paid in safety group dividends this year

What are the benefits?

In addition to a 12.2% to 12.4% premium discount, you’ll have access to customized safety resources for your industry and the potential to earn a second dividend.

Dividends are based on performance and are not guaranteed, but Texas Mutual has paid dividends for more than 20 consecutive years. 

How do I join a safety group?

Your agent can see if you qualify for a safety group during the quoting process. While Texas Mutual does not charge any additional fee to join a safety group, there are a few that require a business or industry association membership that may have a fee.

With 28 safety groups, we have one for you

Explore our groups to see the available options.

Policyholder owners earn dividends 

See how you can potentially earn a dividend as a policyholder.

Need help getting started?

Ask your insurance agent about workers' compensation with Texas Mutual. Or, find a knowledgeable agent near you.