About Texas Mutual

History and Vision

Caring for Texas for over 30 years

As the leader of the workers' compensation market, Texas Mutual (TXM) is committed to building a stronger, safer Texas. We were created in 1991 to offer a stable, competitive source of workers' compensation. Our mono-line focus has allowed us to excel in the industry. We exist to protect businesses, promote safe environments and help ensure Texas workers get home safely to their families.

More than 80,000 policyholders trust us to care for their
1.5 million workers. We take this very seriously and have a relentless dedication to provide the type of coverage and services that honors their trust. No matter what the future brings, our goal is to provide a seamless, best-in-class experience for employers and their workforces.

Texas Flag

Our history

Explore the story of TXM, from its inception as The Fund to becoming the leading workers' compensation insurer in Texas. Watch our video to learn about our commitment to financial stability, compassionate claims management, and how we’ve contributed to
building a stronger, safer Texas.

...

Purpose

We exist to be a stable force for good.

Mission

The company provides a stable, competitive source of workers’ compensation insurance for Texas employers, acts as the insurer of last resort, and helps to prevent on-the-job injuries and illnesses and minimizes their consequences.

Vision

We will build a stronger, safer Texas by being the model provider of workers’ compensation insurance through innovative, responsive partnerships with our customers, communities
and each other.

Values

Do the right thing

  • Act with integrity, inspire trust
  • Serve others with care
  • Put the mission first
  • Treat people fairly
  • Use company resources wisely

Show up the right way

  • Communicate with courage
  • Be humble and easy to work with
  • Collaborate across teams
  • Be curious and challenge the status quo
  • Be accountable

Get the right stuff done

  • Align to strategy, deliver value
  • Take the initiative
  • Drive decisions and action
  • Strive for excellence
  • Take measured risks, learn from failures

2025YearinReview-pageheaderresized

Strengthening Texas

Throughout 2025, we prioritized what matters most: our customers, partners and the communities we call home.

We celebrated some exciting milestones, including serving over 80,000 policyholders and their employees. Additionally, we welcomed our first-ever chief transformation officer and new chief operating officer to help us better support you. 

Explore our 2025 achievements and see how we’re shaping a brighter future for everyone we serve.

2025 Year in Review

Texicare: healthcare coverage for Texas small businesses

Small businesses have been a very important segment of Texas Mutual’s policyholder base throughout the company’s history. In 2022, the Texas Mutual board of directors approved creating Texicare, a health coverage-focused subsidiary to help bridge the affordability gap for health benefit coverage among small businesses.

Learn more about Texicare

Texicare Logo Blue and Orange

We're dedicated to giving back

Find out how Texas Mutual invests in building community.

A great place to work

Here, we know it all begins with happy, thriving employees.