About Texas Mutual

History and Vision

Caring for Texas for over 30 years

As the leader of the workers' compensation market, Texas Mutual is committed to building a stronger, safer Texas. We were created in 1991 to offer a stable, competitive source of workers' compensation. Our mono-line focus has allowed us to excel in the industry. We exist to protect businesses, promote safe environments and help ensure Texas workers get home safely to their families.

More than 75,000 policyholders trust us to care for their
1.5 million workers. We take this very seriously and have a relentless dedication to provide the type of coverage and services that honors their trust. No matter what the future brings, our goal is to provide a seamless, best-in-class experience for employers and their workforces.

Texas flag

We're shaping the future of Texas

We’re taking workers’ compensation and businesses in Texas to new heights through technology, education, partnerships and helping our communities.



The company provides a stable, competitive source of workers’ compensation insurance for Texas employers, acts as the insurer of last resort, and helps to prevent on-the-job injuries and illnesses and minimizes their consequences.


We will build a stronger, safer Texas by being the model provider of workers’ compensation insurance through innovative, responsive partnerships with our customers, communities and each other.


Integrity: We, as responsible stewards of the company’s mission and assets, adhere to high ethical standards.

Service: We provide excellent service to our customers.

Safety: We put employee safety first.

Respect: We treat each other and our stakeholders with dignity and respect.

Effectiveness: We use our resources effectively.

Teamwork: We work together to achieve common goals.

Innovation: We encourage initiative and embrace change in a dynamic business environment.

2021 annual report collage

Over 30 years of stability and safety

In 2022, we celebrated our 30th anniversary of being a stable source of workers' compensation insurance and reached a milestone of supporting over 75,000 businesses and their 1.5 million employees. This milestone is a testament to our financial strength, best-in-class service and stability. See our work in action in our 2022 year in review and financial report.

2022 Year in Review

2022 Financial Highlights (PDF 12MB)

Health care subsidiary

Small businesses have been a very important segment of Texas Mutual’s policyholder base throughout the company’s history. In 2022, the Texas Mutual board of directors approved the initial steps for creating a health coverage-focused subsidiary to help bridge the affordability gap for health benefit coverage among small businesses.

Learn more

We're dedicated to giving back

Find out how Texas Mutual invests in building community.

A great place to work

Here, we know it all begins with happy, thriving employees.