December 15, 2025

AM Best affirms Texas Mutual’s financial strength and
credit ratings

Texas Mutual is pleased to announce that AM Best has affirmed our financial strength rating of A+ (Superior) and issuer credit rating of “aa-” (Superior), both with a stable outlook. These ratings, upgraded just last year, reflect our ongoing financial strength, strong operating performance and continued importance in serving Texas businesses.

About AM Best ratings

AM Best, the world's largest credit rating agency specializing in the insurance industry, assigns credit ratings to organizations based on an independent analysis of a company’s stability, reliability and credibility. Best’s financial strength ratings are recognized as the industry standard and offer customers, agents and partners an unbiased assessment of an insurer’s financial standing.

What this means for our policyholders and partners

Texas Mutual was first awarded a financial strength rating of “A” (Excellent) by AM Best in 2011. Our upgrade to A+ (Superior) in 2024 and affirmation this year underscores our position as one of the top-performing workers’ compensation carriers nationally. These ratings demonstrate that Texas Mutual continues to remain a stable and trusted resource for our policyholders and partners.

For over 30 years, we’ve focused on offering stability for the businesses and communities we serve. Over the past year, we have delivered $330 million in general dividends to our policyholders, reached an exciting milestone of serving over 80,000 businesses and their employees and invested over $9 million in Texas nonprofits.

Learn more about AM Best’s ratings

You can verify our ratings at any time using the tools available at ambest.com.

Looking ahead together

Thank you to our valued employees, agents and policyholders for your continued trust and partnership. We are proud to share this affirmation with you and remain dedicated to serving all those who rely on us now and for years to come.