Doing more for the
safety of your business.

Get to know our one-of-a-kind dividend program.

Business is better with Texas Mutual

Our dividend program leads in bettering outcomes for Texans and Texas businesses and puts more back into the pockets of policyholders — dividends that can be reinvested into rewarding your people and contributing to the success of your business.


Boosting the Texas economy for 25 years

2023 marks the 25th consecutive year we’ve paid dividends to safe policyholders, bringing the total delivered back to Texas businesses and into the Texas economy to over $4 billion. The Texas Mutual board of directors has approved a $340 million dividend distribution this year alone — doing more for the safety of your business.

Learn more about our dividends history

25 years of dividends
Policyholder dividend

Dividends means money back in your pocket

When policyholders share our commitment to practicing safety in the workplace — through processes, training, return-to-work programs and other initiatives — it can lead to dividends. Getting money back for backing safety as a bonus is just another way business is better with Texas Mutual.

View dividends FAQs

Dividends are based on performance, are not guaranteed and must comply with Texas Department of Insurance regulations.

Making workers’ comp work for you

See how we help Texas businesses control costs and prioritize safety.

What makes workers’ comp so important?

Find out about this comprehensive safety net for your business.

Need help getting started?

Ask your insurance agent about workers' compensation with Texas Mutual. If you need help finding an agent, we can help you connect with one.

agent with clients