Workers' Compensation Basics

We build a stronger, safer Texas by protecting your business and your biggest business asset — your people.

What is workers' compensation insurance?

Workers’ compensation is the only insurance that provides both medical and disability coverage for workers as well as legal protection for employers.

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Costs & benefits

We offer competitive premiums along with cost-saving benefits, from dividends to our health care network to extensive safety expertise just for you.

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What to expect

We make it easy to maintain your workers’ compensation coverage with online tools, support when and how you need it, and an absolute commitment to customer service.

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worker collage

Making workers' comp
work for you

See how we help Texas businesses control costs and prioritize safety.

Texas Mutual is here for hardworking Texans

Learn about our leadership and how we're building a stronger, safer Texas.

Need help getting started?

Ask your insurance agent about workers' compensation with Texas Mutual. Or, find a knowledgeable agent near you.