Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.
Texas Strong.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Safe.

At Texas Mutual, workers' compensation is our focus — and we do it bigger and better than anyone else.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

Texas Safe.
Texas Strong.

Texas Strong.

By caring for hardworking Texans, we help our policyholders build strong and thriving businesses.

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As the state's leading provider of workers' compensation, we're dedicated to the strength and resiliency of Texas. To support our communities, businesses and working families, we're committing $8 million to nonprofits this year through two Request for Proposal (RFP) initiatives.

Learn more about 2024 community funding

Workers' comp protects Texas businesses

Why do 75,000+ Texas businesses of all sizes and industries trust Texas Mutual for workers’ compensation insurance? Our competitive premiums, health care network and dividend history help our policyholder owners protect their employees, control costs and boost their bottom line.

What is workers' comp?

Costs & benefits

What to expect

texas strong, texas safe
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Launching a stable force for good

For over 30 years, we have been committed to supporting Texas businesses, keeping their employees safe on the job and serving our communities - because we're more than insurance, we're a force for good. Our dedicated employees and valued agent partners are at the heart of delivering on this commitment and helping us create a stronger, safer, more resilient Texas. See highlights from 2023, including how we continued to deliver on this commitment and more in our year in review and financial report.

2023 Year in Review

2023 Financial Highlights (PDF 1 MB)

We're proud to be the leader in workers' compensation

Texas Mutual has been building a stronger, safer Texas for more than 30 years.

We're here to make workers' comp work for you.

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Business is better in Texas

Maximize your return with
Texas Mutual

Discover the benefits of partnering with Texas Mutual, where our competitive rates are designed to provide exceptional value. Texas Mutual helps ensure the safety of your employees while offering the opportunity to earn dividends, with over $350 million distributed to policyholders in 2024.

Learn more