January 23, 2026

Texas Mutual awards $13.6 million in safety group dividends

Worker with copy Supporting safety groups with over $13.6 million in dividends

For 27 years, we’ve been awarding our policyholders for their commitment to safety through our one-of-a-kind dividend program. In addition to general dividends, policyholders who are safety group members can also qualify for a group dividend if the group has a favorable loss history. We’re pleased to have awarded 2025 dividends to all our safety groups this year, totaling over $19.5 million.

In the first half of last year, 11 groups received dividends. We’re now happy to share that an additional 14 safety groups have received a combined $13,623,548 in dividends.

From July 2025 through January 2026, the following groups received a 2025 dividend: 

  • CompGroup AGC
  • AgriComp
  • Hospitals of Texas
  • Lone Star Auto Dealers
  • NFIB Construction
  • NFIB Manufacturing
  • NFIB Wholesale/Retail
  • Texas Association of Manufacturers
  • Texas Construction Safety Group
  • Texas Green Industry
  • Texas Medical Group
  • Texas Restaurant Association
  • Texas Recreation Safety Group
  • Texas Schools Group

Our dividend program plays a fundamental role in our work toward building a stronger, safer Texas. Through this program, we’re able to show our appreciation for Texas businesses who are prioritizing safety in addition to creating a positive impact on our state’s economy.

Safety group dividend amounts

Safety group dividends are evaluated once each year and are based on the group’s performance over the previous three years. The amount each individual group member receives depends on their company’s earned premium, safety record and the amount of time they’ve been in the group.

  • You can view historic dividend payouts for each safety group through our safety groups page.
  • If you belong to one of the groups listed above, you can view general and group dividend information in your Texas Mutual Online (TMO) account.
  • If you are an agent and have a Texas Mutual client in one of the groups listed above, you can view their general and dividend information in your TMO account.

Dividends are based on performance, are not guaranteed and must comply with Texas Department of Insurance rules.

Safety group membership

Texas Mutual currently works with 23 safety groups in more than 10 different industries. In addition to potential dividends, safety group members receive a discount of about 12% on their premium and have access to industry-specific safety resources.

Policyholders interested in joining a safety group should speak with their agent. Agents can use the class code search on our safety groups page to see what groups are available to their client.

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